Close Menu
Over The Borders
    What's Hot

    Anyone in the UK who travels abroad for summer vacation was urged to check their passport today | Travel News | Travel

    June 17, 2025

    UK coastal cities are one of the cheapest summer stays for a stay of £108 | Travel News | Travel

    June 17, 2025

    Europe's largest spa with a £30 flight from the UK | Travel News | Travel

    June 17, 2025
    Facebook X (Twitter) Instagram
    Trending
    • Anyone in the UK who travels abroad for summer vacation was urged to check their passport today | Travel News | Travel
    • UK coastal cities are one of the cheapest summer stays for a stay of £108 | Travel News | Travel
    • Europe's largest spa with a £30 flight from the UK | Travel News | Travel
    • European cities where wine is a hidden gem with just 1.70 pounds of wine | Travel News | Travel
    • China's technology injects new momentum into African countries' development – Xinhua
    • Less-known city break destination with £17 flights and £1.70 pints | Travel News | Travel
    • African aviation executives discuss difficult truths and bright horizons at Aviadev Africa
    • How to spend your time on business trips without cutting corners – Tourist News Africa
    • Home
    • About Us
    • Contact Us
    • Advertise With Us
    • DMCA Policy
    Facebook X (Twitter) Instagram
    Over The BordersOver The Borders
    Tuesday, June 17
    • Home
    • Airlines & Aviation
      • Airline Incidents & Industry News
      • Airline Accidents & Safety
      • Aviation Innovation
      • Visa Information & Updates
    • Travel News
    • Migration Insights
      • Climate & Environmental
      • Immigration News & Updates
      • COVID-19 & Health in Travel
    • Regional Spotlights
    • Tourism Industry
    • Travel Tech & Innovation
      • Traveler Experiences
      • User Tips, Guides, & Resources
    Over The Borders
    Home » Travel insurance you didn’t know you needed – Africa Tourism Board

    Travel insurance you didn’t know you needed – Africa Tourism Board

    overthebordersBy overthebordersDecember 12, 2024 Tourism Industry No Comments5 Mins Read
    Share
    Facebook Twitter LinkedIn Pinterest Email


    It's December. Out-of-office replies are piling up, holiday playlists are taking over the airwaves, and most of us have already spent half the holidays in our heads. Whether you're daydreaming about a beachside vacation or want to make the most of your vacation, there's probably one thing you're probably already gearing up for. It's travel insurance. These are some of the perks of going on a family vacation.

    But what about all the business trips you've taken this year and those you'll be taking once January rolls around? How prepared are you for the unexpected?

    Karen Botha, Sales Manager at Travel Insurance Consultants (TIC), sees gaps all the time. “The biggest mistake we see is travelers relying on complimentary or no-cost coverage thinking it’s all-inclusive coverage,” she explains.

    If your credit card coverage is insufficient

    Business travel is rarely easy. If something goes wrong, the risk is much higher than on a holiday. If you miss your flight, it's not just an inconvenience, it's a deal at risk. Imagine arriving for a presentation and your luggage never arrives. That outfit you picked out for tomorrow's meeting? It's still circling around the airport somewhere. While credit card coverage may offer some protection, it often falls short of what business travelers really need. Comprehensive travel insurance's baggage delay cover covers your immediate necessities, from a spare suit to basic toiletries, so you can maintain a professional appearance even if your bag goes missing.

    Your health shouldn't be a gamble

    The last thing you want to think about is falling seriously ill overseas. Business travel can take you anywhere from glittering urban centers to high-risk remote locations. Even if you are someone who takes every precaution, health emergencies happen.

    Botha recalls a serious case. “A business traveler contracted cerebral malaria in Sierra Leone. Medical facilities were not equipped to deal with the severity of his symptoms. Fortunately, his travel insurance included medical transport. He was immediately airlifted to an appropriate medical facility in a neighboring country.

    Let's think about that for a moment. If you don't have the right insurance, you're not only facing huge medical bills, you're also risking your life. Even less dramatic situations, such as when you need emergency medical care or a prescription from a foreign country, can quickly become an expensive hardship.

    Also, what if you have a pre-existing condition? Don't assume you'll be covered automatically. “If you know you have a medical condition, make sure it is included in your insurance cover,” advises Botha. “Without that, even mild recurrences can turn into major problems.”

    When airlines shrug their shoulders

    Flight delays are almost commonplace these days. Yes, the airline will support you with the basics. They may even give you a meal ticket and maybe even a hotel room. But what happens in a domino disaster: a missed connection, an emergency rebooking, a series of plans interrupted?

    This is where the right travel insurance comes in handy. “Travel insurance can cover the cost of your outbound flight if you arrive late and miss your connecting flight,” Botha says. Remember, you must have at least 3 hours between flights to qualify.

    Your laptop is worth more than you think

    When you travel for work, your bag becomes more than just a suitcase, it becomes your mobile office. Laptops, trade samples, or specialized tools aren't just packed for convenience. They are essential to getting the job done. But there's a catch. It's not always as covered as you think. “Most travel insurance policies have a one-item limit for purchasing expensive equipment,” Botha says. So, if your laptop is worth R30,000 but your insurance limit is R5,000, you will be responsible for the rest of the bill. ”

    Would you like to trade samples? Covered by most travel policies. What tools are you using? That may be another story. Botha recommends double-checking your insurance to make sure all your work essentials are protected. Also, if something goes wrong, such as your laptop being stolen or damaged, you'll need to act quickly. “Report any loss to your local authorities immediately. A detailed report is required to process your claim,” she advises.

    When one size doesn't fit all

    Not all policies are built for every type of traveler. If you work outside of a typical office environment, such as on a construction site, on a remote field project, or in a location that involves manual labor, you need more than standard coverage.

    This is where a good travel management company (TMC) can be your safety net. “Some business travelers think that insurance will cover everything, but that doesn't necessarily match the actual nature of their work,” says Mamie, Production Operations Manager at FCM. Mafojane says. “Our role is to ensure that the right policies are in place, whether we're heading into the boardroom or heading to the actual project site.”

    “Having the right insurance means you have peace of mind knowing that everything has been thought of when you work or travel,” says Mafojane. “With the right advice and coverage, you can focus on what really matters: your job.” “We do more than just book flights and hotels,” adds Mafojane. “We make sure you are protected every step of the way. From choosing the right insurance to providing 24/7 support, we focus on making business travel as seamless and safe as possible. I am.

    Click here for more industry news.



    Source link

    overtheborders
    • Website

    Keep Reading

    How to spend your time on business trips without cutting corners – Tourist News Africa

    Sardine Run sets the scene of the unforgettable ocean festival held in Scottburg – Tourist News Africa

    Infrastructure South Africa, SAICE, SACPCMP Set Big 5 Construct South Africa and South Africa Infrastructure & Water Expo

    New Conference Venue Cement @Sandton Hotel as a destination for events in city – Tourist News Africa

    St. Helena Tourism wins ITFFA Gold with “Cam and Finding Me” – Tourism News Africa

    Hostex will return in 2026 with an exciting new feature that will mark its 40th anniversary in 2026 – Tourist News Africa

    Add A Comment
    Leave A Reply Cancel Reply

    Editors Picks

    Anyone in the UK who travels abroad for summer vacation was urged to check their passport today | Travel News | Travel

    June 17, 2025

    UK coastal cities are one of the cheapest summer stays for a stay of £108 | Travel News | Travel

    June 17, 2025

    Europe's largest spa with a £30 flight from the UK | Travel News | Travel

    June 17, 2025

    European cities where wine is a hidden gem with just 1.70 pounds of wine | Travel News | Travel

    June 17, 2025
    Latest Posts

    World Bank ends ban on funding for nuclear projects

    June 11, 2025

    Why rooftop solar could crash under Republican tax bills

    June 11, 2025

    The document shows the EPA plans to ease mercury restrictions from power plants

    June 10, 2025

    Subscribe to News

    Subscribe to our newsletter and never miss our latest news

    Subscribe my Newsletter for New Posts & tips Let's stay updated!

    Welcome to Over The Borders, your ultimate gateway to discovering the world’s hidden treasures, with a special focus on the vibrant and diverse continent of Africa. Our mission is to inspire, educate, and empower travelers by providing insightful articles, travel guides, and firsthand experiences that celebrate the beauty and richness of regional cultures, landscapes, and adventures.

    Facebook X (Twitter) Instagram Pinterest YouTube

    Subscribe to Updates

    Subscribe to our newsletter and never miss our latest news

    Subscribe my Newsletter for New Posts & tips Let's stay updated!

    Facebook X (Twitter) Instagram Pinterest
    • Home
    • About Us
    • Contact Us
    • Advertise With Us
    • DMCA Policy
    © 2025 overtheborders. Designed by overtheborders.

    Type above and press Enter to search. Press Esc to cancel.